Wristwatch replacement value cap under Article 22 Sec 2 is up to how much?

Wristwatch replacement value cap under Article 22 Sec 2 is up to how much?

• A. $150
• B. $200
• C. $100
• D. $250

Answer: (B)

Replacement value cap for wristwatches under Article 22 Sec 2 is set at two hundred dollars. This means you can reimburse or compensate at most $200 for a wristwatch, regardless of a higher actual replacement cost. When evaluating a claim, you use the watch’s replacement value but cap the payout at $200. If the watch costs $180 to replace, you pay $180; if it costs $250, you pay the maximum $200. This cap helps standardize reimbursements and prevents overcompensation for personal items.

Replacement value cap for wristwatches under Article 22 Sec 2 is set at two hundred dollars. This means you can reimburse or compensate at most $200 for a wristwatch, regardless of a higher actual replacement cost. When evaluating a claim, you use the watch’s replacement value but cap the payout at $200. If the watch costs $180 to replace, you pay $180; if it costs $250, you pay the maximum $200. This cap helps standardize reimbursements and prevents overcompensation for personal items.